This packet was hand-checked against FEMA and NOAA sources on 2026-09-28.
McDuffie County, GA
Risk-assessment baseline packet. County FIPS 13189. Release 2026-10, data as of 2026-09-30.
Summary
Plan status as of 2026-09-30: Approved, expires 2027-07-05. Plan: McDuffie County (FEMA plan 108159), approved 2022-07-06.
Since the plan was approved on 2022-07-06: 3 new hazard declarations (2 incidents): EM-3616-GA (Hurricane Helene), DR-4830-GA (Hurricane Helene), EM-3642-GA (Severe Winter Storm).
NOAA Storm Events records since that date: 28 records (data through 2026-06-30).
Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($2,433,609 a year), Tornado ($1,300,909) and Hail ($609,779).
The packet's tables are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); the summaries below follow the same order.
Plan status for every jurisdiction listed in this county
3 jurisdictions. Each row is that jurisdiction's own plan clock.
Jurisdiction
Type
Status
Plan
Approved
Expires
Days to expirynegative = days since expiry
Update underway
Notes
McDuffie County (unincorporated area)
Unincorporated
Approved, expires 2027-07-05
McDuffie County (FEMA plan 108159)
2022-07-06
2027-07-05
278
Dearing town
Town
Approved, expires 2027-07-05
McDuffie County (FEMA plan 108159)
2022-07-06
2027-07-05
278
Thomson city
City
Approved, expires 2027-07-05
McDuffie County (FEMA plan 108159)
2022-07-06
2027-07-05
278
State plan status and tribal plans in this state: see the state page.
What the packet contains
Sections in FEMA checklist order; each heading names the review item its tables support. Full tables are in the downloads above. Section headings show the GEMA local hazard mitigation plan template letter (A to I) next to the FEMA checklist item (template: https://gema.georgia.gov/document/publication/local-hazard-mitigation-plan-update-template/download). No letter is documented for repetitive loss; place B2-c where your GEMA template puts it. The letters cross-reference the GEMA local plan template.
Supports FEMA checklist item B1-a Hazard identification GEMA template A
14 of the 18 National Risk Index hazards apply here.
Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.
Highest expected annual loss (NRI, modeled): Inland Flooding, Tornado and Hail.
Not covered by NRI (local data needed): dam failure (incl. upstream dams); levee failure; flash flood as its own subtype; ice jams; debris flows; erosion (riverine and coastal); land subsidence and sinkholes; expansive soils.
The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.
Supports FEMA checklist item B1-b Hazard location GEMA template B
Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather: Affects the whole county; national data give no location within it.
Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
Supports FEMA checklist item B1-c Hazard extent GEMA template B
Storm Events records for 9 of the 20 NOAA event-type groups mapped to the 18 hazards, with the scale, observed range and worst recorded event for each; the others say which local data are needed.
Hail: 1.75 in hail, 2018-06-11; same size also recorded on 1979-10-04, 1995-05-19, 1998-04-08, 2012-07-01
Thunderstorm Wind: 80 kt (92 mph), measurement type not recorded, Thunderstorm Wind, 1997-04-22
Tornado: EF2 tornado, 2007-03-01, 9 mi within this county, 250 yd wide, $0 property; $0 crops (2007 dollars)
Supports FEMA checklist item B1-d Previous occurrences GEMA template B
Federal declarations for this area: 15 declarations covering 9 separate hazard incidents counted in this packet; each with type, dates and county Public Assistance dollars.
New since the last plan (approved 2022-07-06): EM-3642-GA, DR-4830-GA and EM-3616-GA.
6 statewide declarations listed separately.
Hazards with no Storm Events record and no federal declaration are stated as such (9 of 18).
Storm Events history: 172 records (notable ones in the PDF, all of them in the Excel file).
Supports FEMA checklist item B1-e Probability of future events GEMA template B
FEMA annualized frequency (modeled) for each hazard, with a descriptor from a scale defined in the packet.
Highly likely: Hail, Lightning and Strong Wind
Likely: Ice Storm, Inland Flooding, Landslide, Tornado and Winter Weather
Possible: Hurricane
Historical frequency by intensity band (tornado, hail, wind): 9 bands from Storm Events.
Supports FEMA checklist item B1-f Hazards that vary across jurisdictions GEMA template F
Range of census tract risk scores within the area for 14 of the 18 hazards (6 tracts; rated tracts only).
3 jurisdictions: plan clock, repeat-flood count, Public Assistance dollars and event records naming the place (starting figures from federal data).
Supports FEMA checklist items B2-a and B2-b Vulnerability and potential impacts GEMA template C/D
The packet's table gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.
Storm Events damage since 2022-07-06: $800 in county-coded records (23 records); $21,000,000 reported for the zone (5 zone records). Data through 2026-06-30; nominal dollars.
Local data needed
To gather:
Critical facilities and lifelines per hazard
A problem statement per jurisdiction per hazard
Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
Future assets
The 2024 Georgia Hazard Mitigation Strategy says the State provides a Level 2 Hazus analysis as part of each county's plan update, and GMIS holds critical-facility data. Use them for B2-a and B2-b.
The 2024 Georgia Hazard Mitigation Strategy notes that FEMA restricted access to repetitive-loss property data. The current list comes from GEMA/HS or the state NFIP coordinator.
Population 21,626; building value $4,957,797,555 and agriculture value $27,344,928 (total, not at risk).
National Risk Index rating Very Low; social vulnerability Relatively High; community resilience Relatively Low.
Supports FEMA checklist item B2-c Repetitive loss properties
Repetitive-loss properties, FMA definition (44 CFR 77.2): 0 repetitive loss, 0 severe repetitive loss. NFIP insurance definition: 0 and 0.
Mitigated 0; insured 0; NFIP data as of 2026-08-02. Counts by occupancy group and for each jurisdiction are in the packet.
Releases
2026-10 (this release)
Each release is dated; this is release 2026-10. It was first published 2026-09-30; its files do not change. Later releases will be listed here with what changed between them. All releases.
Cite this
Hazard Plain (2026). McDuffie County, GA: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 13189). Hand-checked on 2026-09-28. https://hazardplain.org/ga/13189/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.