Essex County, MA

Supports FEMA checklist item B1-a Hazard identification

16 of the 18 National Risk Index hazards apply here.

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and volcanic activity. That is the evidence for leaving them out of the plan.

Highest expected annual loss (NRI, modeled): Inland Flooding, Coastal Flooding and Hurricane.

Not covered by NRI (local data needed): dam failure (incl. upstream dams); levee failure; flash flood as its own subtype; ice jams; debris flows; erosion (riverine and coastal); land subsidence and sinkholes; expansive soils.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b Hazard location

• Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
• Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather: Affects the whole county; national data give no location within it.
• Earthquake, Hurricane, Landslide, Tornado, Tsunami and Wildfire: Varies within the county: the census tracts with the highest National Risk Index rating for this hazard are listed. FEMA's Resilience Analysis and Planning Tool (RAPT) maps the National Risk Index for every tract (https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool).

Supports FEMA checklist item B1-c Hazard extent

Storm Events records for 14 of the 20 NOAA event-type groups mapped to the 18 hazards, with the scale, observed range and worst recorded event for each; the others say which local data are needed.

• Hail: 3.5 in hail, 1965-08-28
• Thunderstorm Wind: 100 kt (115 mph), measurement type not recorded, Thunderstorm Wind, 1962-06-11
• Tornado: F2 tornado, 1956-11-21, 0.8 mi path length (whole path, pre-1996), 17 yd wide, $25,000 property; crops not recorded (1956 dollars)

Supports FEMA checklist item B1-d Previous occurrences

Federal declarations for this area: 40 declarations covering 31 separate hazard incidents counted in this packet; each with type, dates and county Public Assistance dollars.

No county-level plan row in FEMA data, so there is no approval date to count from.

3 statewide declarations listed separately.

Hazards with no Storm Events record and no federal declaration are stated as such (4 of 18).

Storm Events history: 1,067 records (notable ones in the PDF, all of them in the Excel file).

Supports FEMA checklist item B1-e Probability of future events

FEMA annualized frequency (modeled) for each hazard, with a descriptor from a scale defined in the packet.

• Highly likely: Coastal Flooding, Hail, Lightning and Winter Weather
• Likely: Drought, Heat Wave, Hurricane, Inland Flooding, Landslide, Strong Wind and Tornado
• Possible: Cold Wave and Ice Storm

Historical frequency by intensity band (tornado, hail, wind): 9 bands from Storm Events.

Supports FEMA checklist item B1-f Hazards that vary across jurisdictions

Range of census tract risk scores within the area for 16 of the 18 hazards (173 tracts; rated tracts only).

34 jurisdictions: plan clock, repeat-flood count, Public Assistance dollars and event records naming the place (starting figures from federal data).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b Vulnerability and potential impacts

The packet's table gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

No county-level plan row in FEMA data, so there is no approval date to count from.

Local data needed

To gather:

• Critical facilities and lifelines per hazard
• A problem statement per jurisdiction per hazard
• Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
• Future assets

Supports FEMA checklist item B2-a Vulnerability (county context)

Population 808,897; building value $168,879,919,598 and agriculture value $42,315,214 (total, not at risk).

National Risk Index rating Relatively High; social vulnerability Relatively Low; community resilience Very High.

Supports FEMA checklist item B2-c Repetitive loss properties

Repetitive-loss properties, FMA definition (44 CFR 77.2): 12 repetitive loss, 102 severe repetitive loss. NFIP insurance definition: 597 and 93.

Mitigated 5; insured 248; NFIP data as of 2026-08-02. Counts by occupancy group and for each jurisdiction are in the packet.